Thursday, July 15, 2010
The Smart Girls' Guide to Buying a Car
Buy a new car or a car that is new to you, may be a mine field. Women are traditionally vulnerable men with the purchase of cars, taking the car service or anything else related to engine for the case. Although we would like to think that times have changed, and most have still cars Sales people waiting for a woman to trot innocent-looking through the door. This applies to men too, so do not be offended! In CoverGirl safe car we want that you get the best offer, secure and inexpensive, above all, a great car. Therefore, we have compiled a concise guide on what can be one of the most expensive purchases you will have to. The first thing you will need to do is decide if you want a new or used car. You probably have a brand and model in mind already, so it is best to do as much research on the car as possible. You can find shopping guides and Internet to get some ideas about your desired vehicle engineering and production. If you are armed with this information dealer you will know what must seek and know the parts of the car that are particularly expensive to replace. While doing his research also can watch out for common problems with your car. For example some electric vehicles have notoriously bad and it could be left having to pay a large account for this repair. What is the best bet, new or used? Buy a new car, buy a new car you rest assured knowing that your car has not been rescued an accident and "cut and close" (more about this more later). In addition, you don't have to worry about the history of recurring problems and service. If you decide to buy a new car, then have three options. You can purchase grant, a corridor or personal importation of Europe. There are pros and cons of each option so you should carefully consider each one to decide what is best for you. The advantages and disadvantages of each are as follows: dealer: many distributors offer plans cheap financing with frequent offerings, you can take the car for a test drive and may also be able to trade in your car. This is often a more costly option so it worth looking at her around. Broker: is often cheaper to buy through an intermediary and relatively easy to organize. It may not be able to trade your car in. personal imports of Europe: cheaper in most cases. However, this is not the easiest way to buy a car. You can put in a little work. What to check when collecting their vehicle, we recommend to review his new car more before leaving the service station. There are a few things to check key: or that you have a copy of the dealer prior to delivery of inspection or make sure that all lights, electricity, systems of audio, alarms, locks the doors and the wipers working or verify that friction there is no and verify that there is no damage to the interior or check have the spare tyre and tools that are supposed to come with the car or make sure that you have the manual book and buy a used when you buy a second-hand car car service there are some more traps to take into account, but you can negotiate a bag if you search in the right place. It can also be fun to decide whether a classical attractiveness as an Alfa Romeo Spider or a business run around like a Ford Ka. If you chose to purchase a dealer or private market will have to see the history of the automobile. This is really important. You can buy a franchise, a reseller of used or private car dealer. Here are some of the pros of each purchase: dealer franchise: one safer places to buy a car. You will get an excellent choice of a franchise. You can adjust or almost new cars. Franchise dealer can also learn the history of the automobile. It will also provide a guarantee, so if something goes wrong you can retrieve and fix it. dealer of used cars: in general, found that there is a bad story or pending financial. Most dealers have an excellent reputation, but you must be some caution and once again, do your own research about the type of car you chose. Generally you will be given at least a guarantee of 3 months to a dealer for used cars. But misses seeing what it covers. Features service articles such as tyres, exhaust and brake pads are not usually covered. Private purchase: the best place for an excellent negotiation. This is the most risky way to buy a car because the car might have been involved in an accident, and may not belong to the seller. You must ask to gather home sellers or work and ask the following questions: 1. is your car? 2. Has ever been the car in an accident? 3. Can I have a signed receipt? 'Cut and close', forging parts, car call and mark by unfortunately there are many unscrupulous out there wanting to make money out of the innocent car buyer. Some carried out by a minority little ethical let drivers with dangerous, illegal and unreliable car tactics. Many cars are stolen and sold or taken from accidents and sewn to look like new. The following are some tactics that fraudsters use to mislead the buyer: ' cut and Shut ' this is when two cars have made a deposit of scrap of cancel accidents and welded together. This is extremely dangerous and potentially difficult to detect. Search for mismatched panels, remains of paint on the seals of Windows and doors, upholstery of mismatched and signs of serious repair work. It is very difficult to detect a cut and closing but worth a closer inspection where the person who carried out the work have shortcuts. Counterfeit parts is fraudulent copies of original manufacturer brand components. They are intended to deceive the motorists and it can be incredibly realistic. They are, however not intended to be secure. Their politicians don't care about the potential threat security drivers in the future. They have begun to make fake pills brakes, disks and address links. All of these can cause accidents fatal if things go wrong. You probably will not have the opportunity to test pieces before being mounted in his new car, but it is something that you should take into account when buying a second-hand vehicle. "Car call ' here is where a stolen car has changed its identification number." The vehicle identification number has been taken of vehicles that have been decommissioned in an accident. To promote these details thieves can pass vehicles stolen as the genuine article innocent car buyers. Once you have paid for a "Ringer", that it is too late. It does not own and if drawn will be returned to the original owner, by what will stand to lose much. You can watch out for all documents by checking to see if they are false. If there is little or no documentation also must be suspicious. "Clock car ' this is when the vehicle odometer reduced to make it look as if the car hasn't done as many km as it has done it." This makes that cars seem to be more valuable than they are. If the mileage of a car seems suspiciously low you should look for other signs tell tale as wear rubber pedal and seats. All of the above are seriously detrimental to the buyer and will leave you with a vehicle stolen, hazardous or defective. If you have any questions it is recommended to get an independent vehicle inspector to check the car before you buy it. This will prevent any possible evasion, and removes the risk for you.
Friday, July 9, 2010
Saving Money Tips - Buying a New Car
A new car sounds nice huh? Imagine the new engine purr and eyes you get while driving on the road in the latest model of your chosen car. However, we also know that the new model will be replaced the old model in the not too distant future, and that the value of the car can fall very quickly. So with this in mind we have truly careful in considering whether or not to buy a new car. Before running out to the courtyard car, you must grab a large paper sheet and write to the top "Do I really need to buy a new car?" Then leave the brain cells to take a journey and reach all the reasons that can justify go out and get a new car. Than this, write down all the reasons to justify why should not go out to buy a new car. Here are some ideas to start and the most common reasons that people enter: 1. reasons to buy a new car car too small / big * home family and need more space * can not fit into all of my computer * not all children and their friends can be transported around * is only now that don't need a large car * we're going by what we need more space for legs and no storage capacity there is air conditioning * is so hot every summer cook in our no car there are air bags * the car has never been equipped with airbags in the absence of accessories (stereo / cd player / gps) * we need to have a CD player * some new vehicles in a GPS built what we need an also * computer audio is broken so we need to replace the car.
Costing too much money to run
* I am always spending money on this car
* The car always seems to be at my mechanic
Need to look good at work
* My car is a status symbol of my wealth
* My boss would look down on me if I didn't drive a new car
* Having a new car will portray a message to my clients that I am very successful
Too old
* My car is x years old so it needs to be replaced
* I have had this car x years so it is time for an upgrade to a new model
* This model is old, I need the newer model
Petrol guzzler
* I am always putting fuel into this car
* I checked my credit card statement and boy my car is thirsty
* I used to put in $x of fuel a week and now I am putting in $y
Running too fast / slow
* I can't keep up with every one else on the road
* My foot is almost flat to the floor and yet we hardly seem to be moving
* If I don't sell this I am going to do damage to someone as it just zips off so fast I can't keep in control
Want security of a new vehicle warranty
* I do a lot of travel for work and I want peace of mind if something was to happen
* If the car is under a warranty I won't have to spend any money on it
No longer road worthy
* The mechanic said the car isn't road worthy
* I don't think the car would pass a road worthy test
Want to keep up with the Jones
* My friend has just purchased one of these new cars so I want one
* The neighbours have just purchased a new car so we should also buy one
I have been offered a good trade in
* The new car sales man has offered me a good trade in
* I want to trade now whilst I can get good value for my current car
I want a diesel vehicle
* I want to change from petrol to diesel as I heard it is more fuel efficient
I need a ute / 4wd / sedan
* I want to change from a sedan to a ute
* I need to trade the ute for a 4wd
* I need a 4wd for my upcoming holiday
* I need a ute so I can shift houses
2. Reasons not to buy a new car
Can't afford it
* The repayments will be too high
* It is a lot of money for me to spend on a car
* The loan will take me 7 years+ to pay back
Don't really need a new car
* I am being silly, I don't really need a new car
* There are other things I need ahead of getting a new car
Old car is going well
* My old car works just fine
* I can always get from A to B so what else do I need
Too expensive
* Although it is new, I feel it is still very expensive
* There is a big gap between 2nd hand cars of 2-3 years to the price on these new cars
Will drop in value too quickly
* I have heard as soon as you drive a new car out of the show room they drop significantly in value
* 2nd hand cars seem like a much better alternative, I have seen they are much lower in value
Expensive on-road costs and stamp duties
* When I buy a new car I will have to incur extra fees such as on-road costs and stamp duties. Aren't these costs in the thousands?
Insurance will increase
* When I get a new car, I know my insurance premium will increase significantly
Young family
* I don't know if my kids will look after a new car or treat it well; they are always banging the car doors into things
* I know that kids are kids and it is hard to keep a car nice with them around
Have better things to spend my money on
* I do have a lot of other important items on my wish list; a new fridge, high school fees, reduce mortgage, etc
Work may provide a vehicle
* Work may offer me a car as part of my package at my next salary review
3. Then you need to carefully look at both lists and to analyse all of the reasons you have written down
* How important is the reason you wrote down?
* Look through your list and decide which reasons you have written down contain something that is a must have - this might be for safety reasons or security
* Be careful here and very honest with yourself with what you consider to be absolutely critical
* Look through your list and decide which items you have written down is a nice to have but something that you could do without - this might be a gadget or feature of the car that isn't absolutely critical
* Take the time to rank each item from 1 to 10 in level of importance
* Look through your list of reasons not to buy a new car. How strong and valid are these reasons?
* It is important that you spend a decent amount of time doing this exercise and that you are somewhere nice and quiet where you can really think about yourself very carefully. This exercise could save you thousands of dollars!
4. As part of your analysis you should now spend time looking for alternatives. Start with the items that are of highest importance to you.
Car too small / big
* Consider hiring a trailer
* Consider hiring a car for the holidays
* Clean out your car and see what space you then have
No air conditioning
* Check out the cost to have this fitted to your current car
No air bags
* Check out the cost to have this fitted to your current car
Lacking accessories (stereo / cd player / gps)
* How much will it cost to have one fitted
* Can you use a portable cd player / stereo
* How much is a portable GPS
* Can you make do with the radio
Costing too much money to run
* Work out how much your car has actually cost you over 12 mths
* Seek a professional opinion on the vehicle from your mechanic or local automobile club
* Look carefully at how you treat your vehicle. Are you causing some of this cost?
* What about your driving habits? Is this the cause of costing you money? Ie heavy braking or is your foot too heavy on the accelerator
Need to look good at work
* You can still look good in a later model vehicle
* Talk to your boss about being provided with a company car when you need to entertain clients
* Talk to your boss about hiring cars / taxis when you need to entertain clients or travel
* It seems pointless trying to look wealthy by owning a new vehicle if it is causing you financial grief and hardship. You will not be successful in your career if you spend all day worrying about how to pay your bills
* Consider that a new car may put some clients off - your services may appear too expensive or that you don't value money as you spend it on unnecessary items that decrease in value
Too old
* How old is too old? There are some decent vehicles on the road that are 7-10 years old that are still running perfectly
* Who states that there is a set time frame that you need to replace your vehicle
* What will the newer model provide you with that your current car doesn't provide you with
Petrol guzzler
* Look at how much running around you are doing and whether or not you can seek alternatives such as car pooling, doing multiple tasks whilst out
* Has your car been serviced recently? You might have a problem with your car that is easy to fix that is causing the extra fuel consumption
* Consider how much the price of fuel has risen recently. Is this the real reason your petrol has increased
* How much of the fuel bill on the credit card contains other items such as food and drink that you bought at the petrol station?
Running too fast / slow
* Has your car been serviced recently? You might have a problem with your car that is easy to fix that is causing this to happen
Want security of a new vehicle warranty
* Understand what is offered under the warranty
* Consider having road side assistance from your local automobile club in case of break down
* Keep your vehicle regularly serviced
* Travel with a mobile phone so you can call for help in the case of an emergency
No longer road worthy
* Get a couple of opinions on the road worthy status of your vehicle from a mechanic or your local automobile club
* Establish how much it will cost to get the vehicle road worthy
* Seek a professional's opinion on this matter
Want to keep up with the Jones
* Why why why, do you need to keep up with what someone else is doing?
* Be an individual and live your own life and not those of others
I have been offered a good trade in
* A trick / marketing strategy for selling new cars is to lure people in by offering a high trade in
* You either get a high trade in or low purchase price - it generally doesn't happen that you get both
* Is the salesman playing around with figures? They sometimes up the price of the trade in and lower the discount on the new car OR they sometimes lower the price on the new car and lower the price on the trade in
* If you waited a year or two before swapping vehicles, what do you think you might get as a trade in then
I want a diesel vehicle
* How much will it cost to get diesel fitted to your current car
* Are there any government rebates in relation to diesel fitouts
I need a ute / 4wd / sedan
* Can you hire the ute / 4wd / sedan for the particular period of use if it is only short term / one off
* Can you borrow a friend's ute / 4wd / sedan
* Is it worth paying a tradesperson to do your job to negate this requirement
Costing too much money to run
* I am always spending money on this car
* The car always seems to be at my mechanic
Need to look good at work
* My car is a status symbol of my wealth
* My boss would look down on me if I didn't drive a new car
* Having a new car will portray a message to my clients that I am very successful
Too old
* My car is x years old so it needs to be replaced
* I have had this car x years so it is time for an upgrade to a new model
* This model is old, I need the newer model
Petrol guzzler
* I am always putting fuel into this car
* I checked my credit card statement and boy my car is thirsty
* I used to put in $x of fuel a week and now I am putting in $y
Running too fast / slow
* I can't keep up with every one else on the road
* My foot is almost flat to the floor and yet we hardly seem to be moving
* If I don't sell this I am going to do damage to someone as it just zips off so fast I can't keep in control
Want security of a new vehicle warranty
* I do a lot of travel for work and I want peace of mind if something was to happen
* If the car is under a warranty I won't have to spend any money on it
No longer road worthy
* The mechanic said the car isn't road worthy
* I don't think the car would pass a road worthy test
Want to keep up with the Jones
* My friend has just purchased one of these new cars so I want one
* The neighbours have just purchased a new car so we should also buy one
I have been offered a good trade in
* The new car sales man has offered me a good trade in
* I want to trade now whilst I can get good value for my current car
I want a diesel vehicle
* I want to change from petrol to diesel as I heard it is more fuel efficient
I need a ute / 4wd / sedan
* I want to change from a sedan to a ute
* I need to trade the ute for a 4wd
* I need a 4wd for my upcoming holiday
* I need a ute so I can shift houses
2. Reasons not to buy a new car
Can't afford it
* The repayments will be too high
* It is a lot of money for me to spend on a car
* The loan will take me 7 years+ to pay back
Don't really need a new car
* I am being silly, I don't really need a new car
* There are other things I need ahead of getting a new car
Old car is going well
* My old car works just fine
* I can always get from A to B so what else do I need
Too expensive
* Although it is new, I feel it is still very expensive
* There is a big gap between 2nd hand cars of 2-3 years to the price on these new cars
Will drop in value too quickly
* I have heard as soon as you drive a new car out of the show room they drop significantly in value
* 2nd hand cars seem like a much better alternative, I have seen they are much lower in value
Expensive on-road costs and stamp duties
* When I buy a new car I will have to incur extra fees such as on-road costs and stamp duties. Aren't these costs in the thousands?
Insurance will increase
* When I get a new car, I know my insurance premium will increase significantly
Young family
* I don't know if my kids will look after a new car or treat it well; they are always banging the car doors into things
* I know that kids are kids and it is hard to keep a car nice with them around
Have better things to spend my money on
* I do have a lot of other important items on my wish list; a new fridge, high school fees, reduce mortgage, etc
Work may provide a vehicle
* Work may offer me a car as part of my package at my next salary review
3. Then you need to carefully look at both lists and to analyse all of the reasons you have written down
* How important is the reason you wrote down?
* Look through your list and decide which reasons you have written down contain something that is a must have - this might be for safety reasons or security
* Be careful here and very honest with yourself with what you consider to be absolutely critical
* Look through your list and decide which items you have written down is a nice to have but something that you could do without - this might be a gadget or feature of the car that isn't absolutely critical
* Take the time to rank each item from 1 to 10 in level of importance
* Look through your list of reasons not to buy a new car. How strong and valid are these reasons?
* It is important that you spend a decent amount of time doing this exercise and that you are somewhere nice and quiet where you can really think about yourself very carefully. This exercise could save you thousands of dollars!
4. As part of your analysis you should now spend time looking for alternatives. Start with the items that are of highest importance to you.
Car too small / big
* Consider hiring a trailer
* Consider hiring a car for the holidays
* Clean out your car and see what space you then have
No air conditioning
* Check out the cost to have this fitted to your current car
No air bags
* Check out the cost to have this fitted to your current car
Lacking accessories (stereo / cd player / gps)
* How much will it cost to have one fitted
* Can you use a portable cd player / stereo
* How much is a portable GPS
* Can you make do with the radio
Costing too much money to run
* Work out how much your car has actually cost you over 12 mths
* Seek a professional opinion on the vehicle from your mechanic or local automobile club
* Look carefully at how you treat your vehicle. Are you causing some of this cost?
* What about your driving habits? Is this the cause of costing you money? Ie heavy braking or is your foot too heavy on the accelerator
Need to look good at work
* You can still look good in a later model vehicle
* Talk to your boss about being provided with a company car when you need to entertain clients
* Talk to your boss about hiring cars / taxis when you need to entertain clients or travel
* It seems pointless trying to look wealthy by owning a new vehicle if it is causing you financial grief and hardship. You will not be successful in your career if you spend all day worrying about how to pay your bills
* Consider that a new car may put some clients off - your services may appear too expensive or that you don't value money as you spend it on unnecessary items that decrease in value
Too old
* How old is too old? There are some decent vehicles on the road that are 7-10 years old that are still running perfectly
* Who states that there is a set time frame that you need to replace your vehicle
* What will the newer model provide you with that your current car doesn't provide you with
Petrol guzzler
* Look at how much running around you are doing and whether or not you can seek alternatives such as car pooling, doing multiple tasks whilst out
* Has your car been serviced recently? You might have a problem with your car that is easy to fix that is causing the extra fuel consumption
* Consider how much the price of fuel has risen recently. Is this the real reason your petrol has increased
* How much of the fuel bill on the credit card contains other items such as food and drink that you bought at the petrol station?
Running too fast / slow
* Has your car been serviced recently? You might have a problem with your car that is easy to fix that is causing this to happen
Want security of a new vehicle warranty
* Understand what is offered under the warranty
* Consider having road side assistance from your local automobile club in case of break down
* Keep your vehicle regularly serviced
* Travel with a mobile phone so you can call for help in the case of an emergency
No longer road worthy
* Get a couple of opinions on the road worthy status of your vehicle from a mechanic or your local automobile club
* Establish how much it will cost to get the vehicle road worthy
* Seek a professional's opinion on this matter
Want to keep up with the Jones
* Why why why, do you need to keep up with what someone else is doing?
* Be an individual and live your own life and not those of others
I have been offered a good trade in
* A trick / marketing strategy for selling new cars is to lure people in by offering a high trade in
* You either get a high trade in or low purchase price - it generally doesn't happen that you get both
* Is the salesman playing around with figures? They sometimes up the price of the trade in and lower the discount on the new car OR they sometimes lower the price on the new car and lower the price on the trade in
* If you waited a year or two before swapping vehicles, what do you think you might get as a trade in then
I want a diesel vehicle
* How much will it cost to get diesel fitted to your current car
* Are there any government rebates in relation to diesel fitouts
I need a ute / 4wd / sedan
* Can you hire the ute / 4wd / sedan for the particular period of use if it is only short term / one off
* Can you borrow a friend's ute / 4wd / sedan
* Is it worth paying a tradesperson to do your job to negate this requirement
Tuesday, June 29, 2010
Volovo Car
Volvo will remain a key player in the UK motor trade as they maintain their reputation for the deployment of well-constructed and stylish cars . The company pride themselves on their model of Scandinavian design, which balances the niche technology , with an elegant , yet functional , style.
This balance of style and technology is highlighted in the range of cross country cars. Built on the popular XC60 is now only safety but also efficiency and this car can notch up to 725 miles on a single tank of gasoline. And not just the XC60 have a nice interior design, but the rear window allows plenty of space for transport.
The XC70 is built for hard work and includes features such as Hill Descent Control and Instant Traction allows you to negotiate steep land . This car deserves and has a rugged exterior but also has muscular elegance in your interior design. XC70 Safety is enhanced by the brakes of cars , laminated glass for protection and improvement of vision.
If you need more space then the XC90 is for you, with seven seats in the stylish and comfortable interior . And four-wheel drive means that the XC90 can drive safely under the harshest conditions, while the dual screen rear seat entertainment keeps the passengers happy.
The Volvo estate car range is also synonymous with quality. The V50 can comfortably carry five adult passengers and still keep up with the luggage. Despite its high performance the V50 does not put a dent in your wallet, because it can travel 825 miles on one tank of gasoline. Along with a first- rate car sound system and stylish interior , this car is a pleasure to drive.
Volvo V70 farm is certainly the state of the art. Performance of the V70 is dynamic , both in petrol and diesel models that can travel 890 miles on a full tank . State of the art is also fun in the courtesy car offer individual rear entertainment systems for the seat with the connectivity of the television and iPod.
Modern and elegant is Volvo 's own description of its range of function rooms. The S40 R -Design has a tailgate spoiler , front grille and sporty seats . It's sister model S80 offers pure luxury sitting in a sport chassis . The S80 offers keyless drive , allowing the car to start it just by having the keys in his possession.
Volvo proud tradition of producing quality cars and elegance is maintained in its latest range coupé. Energy efficiency is fundamental in all cars and the Volvo C30 can go up to 857 miles without filling the fuel tank up.
The C70 is a marvel of engineering , being a hard top convertible , all in one. The C70 has a remarkable retractable hardtop that opens and closes in just 30 seconds. In the field of safety alerts the driver when C70 is overcome when moving between the rails , can be stabilized and even take incoming phone.
This balance of style and technology is highlighted in the range of cross country cars. Built on the popular XC60 is now only safety but also efficiency and this car can notch up to 725 miles on a single tank of gasoline. And not just the XC60 have a nice interior design, but the rear window allows plenty of space for transport.
The XC70 is built for hard work and includes features such as Hill Descent Control and Instant Traction allows you to negotiate steep land . This car deserves and has a rugged exterior but also has muscular elegance in your interior design. XC70 Safety is enhanced by the brakes of cars , laminated glass for protection and improvement of vision.
If you need more space then the XC90 is for you, with seven seats in the stylish and comfortable interior . And four-wheel drive means that the XC90 can drive safely under the harshest conditions, while the dual screen rear seat entertainment keeps the passengers happy.
The Volvo estate car range is also synonymous with quality. The V50 can comfortably carry five adult passengers and still keep up with the luggage. Despite its high performance the V50 does not put a dent in your wallet, because it can travel 825 miles on one tank of gasoline. Along with a first- rate car sound system and stylish interior , this car is a pleasure to drive.
Volvo V70 farm is certainly the state of the art. Performance of the V70 is dynamic , both in petrol and diesel models that can travel 890 miles on a full tank . State of the art is also fun in the courtesy car offer individual rear entertainment systems for the seat with the connectivity of the television and iPod.
Modern and elegant is Volvo 's own description of its range of function rooms. The S40 R -Design has a tailgate spoiler , front grille and sporty seats . It's sister model S80 offers pure luxury sitting in a sport chassis . The S80 offers keyless drive , allowing the car to start it just by having the keys in his possession.
Volvo proud tradition of producing quality cars and elegance is maintained in its latest range coupé. Energy efficiency is fundamental in all cars and the Volvo C30 can go up to 857 miles without filling the fuel tank up.
The C70 is a marvel of engineering , being a hard top convertible , all in one. The C70 has a remarkable retractable hardtop that opens and closes in just 30 seconds. In the field of safety alerts the driver when C70 is overcome when moving between the rails , can be stabilized and even take incoming phone.
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